Share Secured Loans
Leverage the funds in your savings or investment accounts at Switch FCU to access the most competitive rate in our portfolio. Share Secured Loans are the secret weapon of savvy borrowers and are available for any objective, with borrowing limits matching your existing balance and repayment schedules extending to 72 months.
Secure exceptional savings while funding your goals through this advantageous borrowing option. This loan type also provides a great opportunity for those just beginning to establish the financial history needed to build strong credit profiles. Manage your obligations effortlessly with automatic payroll deductions, scheduled transfers, or our secure digital banking suite available 24/7. While your collateral remains pledged to cover the decreasing loan balance, you continue to accrue full earnings on your entire deposit throughout the term.